Calculator Guide

How to Calculate Crypto Tax in India

India mein cryptocurrency par tax kaise calculate hota hai — 30% flat tax rule, Section 115BBH samjhein, free crypto tax calculator ke saath.

Definition

India mein cryptocurrency (aur doosre Virtual Digital Assets) se hone wale kisi bhi gain par Section 115BBH ke under flat 30% tax lagta hai — chahe asset kitne din bhi hold kiya ho. Koi short-term/long-term differentiation nahi hai, aur cost of acquisition ke alawa koi expense deduct nahi kar sakte.

Formula

Crypto Tax = (Sale Value − Cost of Acquisition) × 30%

  • Sale Value: Jitne mein crypto becha
  • Cost of Acquisition: Jitne mein crypto khareeda tha (sirf ye hi deduct hota hai)
  • No loss set-off: Ek crypto ka loss doosri crypto ke gain se offset nahi kar sakte

Steps

  1. Apna sale value (jitne mein becha) note karein.
  2. Cost of acquisition (jitne mein khareeda) note karein — koi aur expense deduct nahi hota.
  3. Gain nikalein: Sale Value − Cost of Acquisition.
  4. Gain par flat 30% tax calculate karein (plus applicable cess/surcharge).
  5. Neeche calculator mein apne numbers daal kar exact tax liability dekhein.

Example

Example: ₹1,00,000 mein crypto khareeda, ₹1,50,000 mein becha — gain ₹50,000 hai, tax @30% = ₹15,000 (cess/surcharge alag se).

Frequently Asked Questions

India mein crypto par kitna tax lagta hai?

Section 115BBH ke under crypto se hone wale kisi bhi gain par flat 30% tax lagta hai, holding period se koi farak nahi padta — koi short-term/long-term differentiation nahi hai.

Kya crypto loss ko doosre gains se offset kar sakte hain?

Nahi — ek crypto asset ka loss doosre crypto asset ke gain se set-off nahi ho sakta, aur na hi ye loss agle saal carry-forward hota hai. Ye India ke crypto tax rules ka ek strict pehlu hai.